Fintaar is a modular, API-driven lending stack — origination, LMS, collections, underwriting and fraud detection — that goes live in 7 days, not 7 months.
Fintaar replaces the patchwork of point solutions most lenders run on with a single, low-code platform — each module works standalone or as part of the full stack.
Configurable application flows, document collection, e‑KYC and e‑sign, built for both retail and supply chain lending journeys.
Repayment schedules, ledger accounting, restructuring, NPA tracking and GL exports — reconciled in real time.
Risk-based bucketing, agent allocation, digital reminders and field-collection tracking with full audit trails.
Rules-based and scorecard-driven credit decisioning with bureau pulls (CIBIL, Experian, CRIF) built in.
Device fingerprinting, document forensics and velocity checks that flag risk before disbursal, not after.
Portfolio dashboards, cohort analysis and a unified customer view across every loan product you run.
Most lending platforms take quarters to configure. Fintaar's modular architecture and pre-built compliance scaffolding mean go-live in a week, not a roadmap.
We map your loan products, approval hierarchy and compliance rules onto the platform's no-code configuration layer — no custom dev required for standard products.
Bureau APIs, bank account verification, payment gateways and your core banking system are connected via Fintaar's pre-built connectors.
End-to-end test loans run through origination, underwriting and disbursal, validated against your internal audit and RBI reporting formats.
Your team starts originating loans on production infrastructure, with Fintaar's deployment engineers on standby for the first cycle.
One configuration layer, many loan products — switch on what you need without separate implementations.
Configure rule trees and scorecards per loan product, pull live bureau data, and route edge cases to manual review automatically.
Device intelligence, document forensics and velocity rules run on every application, scoring risk before it reaches an underwriter's queue.
Fintaar's architecture is designed around RBI guidelines and NBFC regulatory reporting from day one — not retrofitted after a compliance gap.
Reporting formats and lending workflows mapped to current NBFC directions.
AES-256 at rest, TLS 1.3 in transit, across cloud and on-prem deployments.
Deploy on your preferred cloud, or fully on-premise for data residency needs.
Every decision, override and data access logged and exportable for review.
Representative deployments across NBFC and fintech lending partners.
"We replaced four disconnected vendors with one stack and cut our loan TAT from days to minutes."
"Supply chain finance needed a workflow no off-the-shelf LOS supported. Fintaar configured it without custom code."
"The audit trail and reporting exports made our RBI inspection the smoothest we've had in three years."
Every plan includes the full module suite. Pricing scales with loan book volume and deployment model.
For NBFCs and fintechs piloting one or two loan products.
For institutions running multiple products across regions.
For banks and large NBFCs with custom compliance needs.
Fintaar is infrastructure only. We are not an NBFC and do not lend, originate, or hold loans on our own books. Our platform is licensed to regulated lenders — banks, NBFCs and fintechs — who use it to run their own lending operations.
For standard loan products using our pre-built configuration templates, most institutions go live within 7 working days of kickoff. Complex multi-product rollouts or heavily customized underwriting logic may extend this timeline — we'll scope it precisely during onboarding.
Yes. Fintaar supports both cloud-hosted and fully on-premise deployments, which is often a requirement for banks and larger NBFCs with data residency policies.
Fintaar ships with connectors for CIBIL, Experian, CRIF High Mark and Equifax, along with bank statement analysis, GST verification and e-KYC providers. Additional connectors can be configured on request.
Yes, the platform supports co-lending workflows including risk-sharing logic, partner-wise reporting and reconciliation across originating and co-lending institutions.
Fintaar Technologies was founded to close the gap between what regulated lenders need and what generic loan software offers — a stack that's both fast to deploy and serious about compliance.
Most NBFCs and digital lenders we spoke with were running on a patchwork: one vendor for origination, another for collections, spreadsheets for underwriting overrides, and a compliance team manually stitching together regulatory reports. Every new loan product meant another procurement cycle.
Fintaar was built to collapse that into a single, modular platform — one that a lending operations team can configure themselves, and one that a compliance officer can trust without a six-month audit.
We work directly with each lending partner's risk and compliance teams during onboarding — not just IT. Every deployment includes a structured review of loan product rules, approval hierarchies and regulatory reporting formats before go-live.
As a young company, we stay deliberately focused: lending infrastructure for regulated Indian financial institutions, not a general-purpose fintech toolkit.
| Legal name | Fintaar Technologies Private Limited |
| CIN | U62099PN2023PTC218573 |
| PAN | AAFCF3844D |
| Registered office | 703, Deron Heights, Sr No. 270/1/23, Baner Gaon, Haveli, Pune – 411045, Maharashtra, India |
Fintaar is led by a small founding team with backgrounds across lending operations, risk and platform engineering. As we scale our deployments across NBFC and bank partners, we're building out our credit, compliance and engineering teams in Pune.
We're a small, focused team building lending infrastructure out of Pune. If you'd rather solve real constraints — compliance, risk, latency — than chase trends, this is that kind of place.
Don't see a fit? Write to us at careers@fintaartechnologies.com — we read every note.
Tell us about your loan products and current stack — we'll come back with a deployment plan, not a generic pitch.
info@fintaartechnologies.com
703, Deron Heights, Sr No. 270/1/23,
Baner Gaon, Haveli, Pune – 411045,
Maharashtra, India
U62099PN2023PTC218573
Fintaar Technologies Private Limited ("Fintaar", "we", "us") provides lending infrastructure software to regulated financial institutions. This policy explains how we handle information in connection with our website and platform.
When you use our website or request a demo, we may collect your name, work email, company name, and the contents of any message you send us. When our platform is deployed by a licensed institution, that institution acts as the data controller for end-borrower data processed through the platform.
Fintaar is infrastructure software. Where our platform is used by a bank, NBFC or fintech lender, that institution is responsible for its own privacy notices to its borrowers, consistent with RBI guidelines and applicable Indian data protection law.
We apply encryption in transit and at rest, role-based access controls, and audit logging across our platform infrastructure, whether cloud-hosted or deployed on-premise for a client.
You may request access to, correction of, or deletion of personal information you've submitted to us directly by writing to privacy@fintaartechnologies.com.
Fintaar Technologies Private Limited, 703, Deron Heights, Sr No. 270/1/23, Baner Gaon, Haveli, Pune – 411045, Maharashtra, India. Email: privacy@fintaartechnologies.com
By accessing this website or engaging Fintaar Technologies Private Limited ("Fintaar") for its lending infrastructure platform, you agree to these terms.
Fintaar provides software infrastructure for loan origination, loan management, collections, underwriting support and fraud detection. Fintaar is not a lender, NBFC, or banking company, and does not itself originate, fund, or service loans. All lending decisions and regulatory obligations rest with the licensed institution deploying the platform.
Institutions deploying Fintaar's platform remain solely responsible for their own regulatory licensing, RBI compliance, credit policy, and obligations to borrowers.
All software, design, documentation and content on this website remain the property of Fintaar Technologies Private Limited unless otherwise agreed in a signed client contract.
Fintaar's platform is provided on an "as available" basis under separate commercial agreements with institutional clients, which govern specific service levels, warranties and liability terms.
These terms are governed by the laws of India, with courts in Pune, Maharashtra having exclusive jurisdiction.
Fintaar Technologies Private Limited, CIN U62099PN2023PTC218573. Email: legal@fintaartechnologies.com
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Questions about this policy can be sent to privacy@fintaartechnologies.com.
Fintaar's platform is deployed on hardened cloud infrastructure or client-managed on-premise environments, with network segmentation, encrypted data stores and least-privilege access controls.
We follow secure development practices including code review, dependency scanning and periodic security testing of platform modules before release.
Data is encrypted using AES-256 at rest and TLS 1.3 in transit across all supported deployment models.
Fintaar maintains an internal incident response process and notifies affected institutional clients in line with contractual and applicable regulatory timelines.
Security researchers and clients can report concerns to security@fintaartechnologies.com.
This policy governs acceptable use of Fintaar's website and platform by clients, partners and visitors.
Violations may result in suspension of access and, where applicable, termination of the governing commercial agreement.
Fintaar Technologies Private Limited is a software infrastructure provider. Fintaar is not a bank, NBFC, or registered lender, and does not provide loans, credit, or financial advice directly to consumers.
All loan products described in case studies or marketing materials on this website are originated and serviced by Fintaar's licensed institutional clients, not by Fintaar itself. Performance figures referenced (deployment timelines, TAT improvements, disbursal volumes) reflect representative or illustrative outcomes across client deployments and may vary by institution.
Nothing on this website constitutes a solicitation for credit or financial services. For lending products, please contact the relevant licensed financial institution directly.